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What properties can you buy for under $1 million?

“What would you do if you had a million dollars?” If this question was asked about a decade or so ago, most of you would probably be wide-eyed with excitement to use your newfound wealth to buy you a new property. Some of you might even be thinking of bringing forward that retirement dream of yours. But the truth is, these days, a million dollars isn’t that much.

It doesn’t take a real estate expert to tell you that property prices in Singapore have increased significantly over the past few years. True enough, a 3-bedroom condo in Maplewoods would set you back $2,950,000. Even a 1-bedroom condo at D’Leedon off Farrer Road would cost you $1,198,000, thanks to rising property prices in Singapore!

Resilience of Singapore’s Property Market

When the Covid-19 pandemic struck in 2020, Singapore’s economy contracted by 5.4 percent. Many were uncertain about the impact that it would have on the property market. Without a doubt, COVID-19 severely disrupted various industries in Singapore—just ask any F&B owner or travel agent.

This trend, however, was not mirrored in the real estate market in Singapore. Despite the COVID-19 pandemic, home prices continue to increase—72 resale flats were sold for more than S$1 million in the first 11 months of 2020, as compared to 20 units in 2016. More recently, from August 2020 to February 2021, six units of a cluster of HDB blocks in Bishan were sold for more than a million dollars.

You might then be wondering: if a million dollars can’t comfortably get you a property these days, what properties can you get for a little under a million dollars? Check out these properties you can get with a million dollars, with change to spare.

Properties that stretch your million-dollar budget

A two-bedroom unit with study at The Jovell

Image Credit: Hong Leong Holdings Limited

Comprising 428 residential units subdivided amongst nine 8-storey apartment blocks, The Jovell is a 99-year leasehold condominium project located in the east of Singapore. Nestled within the exclusive Flora Drive in District 17, The Jovell is ideal for residents who are looking for a peaceful environment coupled with excellent accessibility and an abundance of amenities.

With a clubhouse rooftop, a BBQ pavilion, a glistening swimming bay, and multiple function rooms, you’d be able to hold an awesome BBQ party at any time of the year. If you prefer not having to barbecue your own food, dining options are also available in your immediate vicinity.

Besides, you’d just minutes away from Changi Airport—perfect for those of you who love having a family day out at Jewel Changi. For even more retail therapy, White Sands Shopping Mall, East Point Mall, Tampines Mall, Tampines One, and Century Square are just a short drive away.

For parents with school-going children, The Jovell is in close proximity to White Sands Primary, East Spring Primary & Secondary, Dunman Secondary, and Tampines Junior College, Japanese School.

This unit is designed with an alcove for work or study, freeing other rooms for more inspired uses. For aspiring chefs out there, it also comes fully equipped with carefully curated kitchen assistants such as a washer-dryer and refrigerator

Price: $826,000

Tenure: 99 years leasehold

A one-bedroom unit with study at Florence Residences

Image Credit: Logan Property

Florence Residences is located along Hougang Avenue 2. The project consists of nine 18-storey blocks, hosting a total of 1,410 residential units and offers a nature-themed lifestyle experience, complete with lush greenery throughout the estate. With facilities like a clubhouse, a high ceiling dining suite, a karaoke theatre, a unique island club equipped with lounge pools swimming pools, detoxifying salt pools, community gardens, a jacuzzi, an amphitheatre, and countless other amenities, every day will feel like a holiday.

This one-bedroom unit with study at Florence Residences is equipped with appliances like a fridge, washing machine, water heater, air conditioner, and more. Comfortably surrounded by restaurants and eateries, sports centres, shopping centres, schools, and various other facilities and services, you almost never have to leave the neighbourhood. If you do want to, Kovan MRT Station and multiple bus stops are a short walk away. For those who drive, Florence Residences is 15 minutes away from town via the Central Expressway (CTE).

Price: $873,000

Tenure: 99 years leasehold

A one-bedroom unit with study at Whistler Grand

Image Credit: City Developments Limited

Located near the West Coast at Clementi, Whistler Grand overlooks Pandan Reservoir, one of Singapore’s largest service reservoirs and a popular fishing spot and jogging trail. Because of its close proximity to campuses such as Singapore Polytechnic and the National University of Singapore (NUS) and business centres like the international business district, this one-bedroom unit with study is ideal for business professionals, students, and other residents studying or working in the neighbourhood.

After working hard, treat yourself to the food from nearby cafes and eateries or set foot in the world-class, resort-like facilities at Whistler Grand. Think amenities like swimming pools, a spa lagoon, gymnasium, community gardens, tennis courts, botanical patio, nightclub, and sky lounge.

The project is an 8-minute drive away from Clementi MRT Station. Multiple bus stops are also in the area to connect you to the MRT Station. It is also conveniently situated close to Ayer Rajah Expressway (AYE) and West Coast Highway.

Price: $ $688,000

Tenure: 99 years leasehold

A three-bedroom unit at OLA

Image Credit: Gamuda Land

Expected to be completed in 2023, OLA is an executive condominium (EC) development located in Anchorvale Crescent Sengkang in District 19 in the North-Eastern area of Singapore. The 99-years leasehold development has a total of 548 residential units. The EC is equipped with a barbeque, a gymnasium room, a jacuzzi, a swimming pool, a sauna, and 24 hours security.

This three-bedroom unit is close to amenities like eateries, post office, supermarkets, community library, cafes shopping malls, retail outlets, banks and grocery stores. You’d have to spend some time deciding what to have for dinner with the abundance of options.

In terms of accessibility, Cheng Lim LRT Station is just 2 minutes away, while Sengkang MRT Station and Buangkok MRT Station are both 11 minutes away. Bus lines are also available, linking the neighbourhood to nearby amenities.

Price: $ $974,000

Tenure: 99 years leasehold

A two-bedroom unit at Midwood

Image Credit: Hong Leong Holdings Limited

If your dream is to wake up next to nature, this final listing is one that you should not miss out on. It will require you to fork out slightly more than a million dollars, though. Priced at S$1.003 million, this two-bedroom unit at Midwood is conveniently located along Hillview Rise.

The condo is surrounded by green spaces and lush greenery. You’d be able to take a leisurely stroll at Bukit Timah Nature Reserve, Bukit Batok Nature Park, and Little Guilin.

Establishments such as Bukit Timah Market, Hill V2 along Hillview Avenue, The Rail Mall, Junction 10, Bukit Panjang Plaza, Westmall, Bukit Timah Shopping Centre and Beauty World are just a train ride away from the nearby Hillview MRT Station. Amenities like an on-site childcare centre, BBQ pits, indoor gyms, tennis courts and more are also available.

Midwood is also close to the famous Bukit Timah Education Belt (Ngee Ann Polytechnic, Methodist Girls’ School, Raffles Girls’ Primary School, Hwa Chong Institutions and National Junior College).

Price: $ $1,003,000

Tenure: 99 years leasehold

The bottom-line

A million dollars may not seem like much these days, but with these amazing properties, you’d be able to stretch your budget. The next time someone asks you “What would you do with a million dollars?”, share this article with them!

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